Doha Bank Careers | Credit Analyst

DOHA BANK

Doha Bank Careers | Credit Analyst – If You are Looking for Jobs in Chennai, Check out this Credit Analyst Job vacancy in Chennai.

Detailed Roles and Responsibilities

  • Review & Evaluate all the Corporate Credit proposals (Originating from India) and recommend as per Banks policy for approval by the appropriate authorities.
  • Prepare credit applications in the prescribed format along with spread sheet and other details required for submission to the appropriate authorities for adjudication.
  • Conduct periodic review / monitoring of the Corporate Portfolio to maintain credit quality and advise initiating remedial action for the assets showing signs of weakness / delinquencies.
  • Maintain appropriate records for ensuring completion of Annual Reviews in a timely manner.
  • Ensure submission of various risk and other reports on timely basis at agreed frequency.
  • Obtain external ratings for the borrows accounts and ensure that the ratings remain current at all times.
  • Maintain liaison with other lending Banks to have updated information on the borrowal account.
  • Accompany the Head-Corporate Banking, wherever required for meetings with the customer or banks or other unit visits and prepare call reports for submission to the appropriate authorities.
  • Conduct periodic performance reviews of accounts and put it up to Head – Corporate Banking for final disposal.
  • Conduct periodic review of stock statements to ensure that the borrowings are within the overall sanctioned limits or drawing power.
  • Interact regularly with other officers of the branch to be well informed of the activities in the account and alert Head-Corporate Banking in case of any concern.

Qualifications & Experience:

  • University degree or post graduation.
  • 10 years broad based experience In Banking with 7 years In credit risk area.
  • Ability to communicate effectively.
  • Professional qualifications In Banking Management / Law / Risk or ACA / ICWA would be an added advantage.